Trindad and Tobago

Context at a glance

An example of substandard housing in Trinidad

Statistics released by the nation's Ministry of Housing show that for the period between 1995 and 2005, the number of housing units needed for low-income families was 48,115.

The housing demand stems mainly from population growth. The major factors that prevent the low-income earner from homeownership are varied, but often include unwillingness by financial institutions to finance mortgages for people in this income bracket, as there are risks related to unstable employment and therefore, the ability to pay. The spiralling costs of houses and land, as well as a lack of ownership certifications of inherited land, are other barriers for families wanting a decent and affordable place to live.

Habitat for Humanity programme

Community leaders in Trinidad and Tobago received approval to open a Habitat for Humanity affiliate in 1996. Shortly after, the keys to the first Habitat house were handed to a family in Sangre Grande. Since then, Habitat houses have gone up in two other communities: Mayaro and Rio Claro.

The average Habitat house in Trinidad and Tobago measures 22 by 24 square feet. Monthly mortgage payments over a 15-year period are TT$200 (£20) to TT$300 (£27). A much more affordable cost than the average rent. Habitat houses are built from concrete blocks and galvanised roofs.

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