Housing poverty in Jordan

Dealing with economic pressure and unsafe homes
  • 12,555 people served in FY18 12,555 people served in FY18
  • 1,566 volunteers hosted in FY18 1,566 volunteers hosted in FY18
  • Projects: housing microfinance, home construction and repairs Projects: housing microfinance, home construction and repairs

We seek to eliminate housing poverty in Jordan by serving low-income families to improve their living conditions.

Assisting poor families in having a decent place to live and rehabilitating their homes will eventually support them to focus on their own progress and development.

Fund for Humanity

In 2011, we started a new mechanism of work – the” Fund for Humanity Jordan” used as a wholesale loan fund and issued to Community Based Organisations (CBOs). This helps us scale up our impact in the country as the organisations we work with are committed to start and grow their own sustainable housing programme to serve low-income families.

Since then, our fund has supported more than 36 Community Based Organisations and served more than 7,500 families.

Unemployment and limited resources

The limited natural resources in Jordan and turmoil surrounding the country has weakened its economy. The average income of Jordanian families who are served by our local team is approximately US$6,000 per year which falls around the national poverty line.

According to 2010 Jordanian Department of Statistics, unemployment in those communities is high, especially in rural villages where agriculture is a major source of employment. In the villages, it is not uncommon for 12 to 15 family members to share a small two-room house.

Unsafe housing

Common issues encountered include:

  • Lack of privacy which increases family tension and makes it difficult for children to sleep and study
  • Struggling to cook in makeshift kitchens with dirt floors
  • Lack of proper food storage cabinets, meaning pests and rodents are a constant challenge
  • Unsanitary toilet facilities contributing to the spread of diseases

Economic stagnation, the rise of inflation and the mass influx of refugees in the last three decades have been creating a huge burden on Jordanian housing.

Key facts & figures

  • Population – circa 10.99 million
  • Urbanisation – 91.8%
  • Life expectancy – 76.01 years
  • Unemployment – 19.1%
  • Poverty line – 15.7%

Innovation projects

key icon
The purpose of the Innovation program is to help local Jordanian communities to build their capacity & sustainability by providing the services that is unaccompanied by financial services. Using training & evaluation process in credit, construction, documentation, accounting, and legal compliance & reporting.

New loans to CBO (jamayat) will be awarded based on best performing CBO on key performance indicators such as good governance, strategic allocation of resources, advocacy and volunteer mobilisation.

Local partners

heart icon construction
Our local office is currently working with 36 Community Based Organisations (CBOs) and with urban communities in the Greater Amman area. Houses are made of cement blocks; the average home is 70-75 square metres.

Each house brings greater opportunities for families to lead safe, healthy and productive lives. There, we also host groups of international volunteers and local school and corporate groups to build houses with homeowner families.

Wholesale projects

bricks construction icon
Northern Housing Project & Central Housing Project use a formal selection process to identify the CBO with most potential to implement the housing project.

After identification of a new implementing partner, the Northern Housing Project will evaluate loan applications received, loan agreements will be signed to enable the implementing partners to issue loans to homeowners in their community and build their fund for humanity.